United Kingdom app comparison

Moneyhub alternatives after the consumer app closure

Moneyhub’s consumer app is no longer available, so this is a replacement guide rather than a choice between two current apps. Consider Headway if you want manual iPhone budgeting without a required bank connection; choose another active aggregator if automatic account connections are essential.

Written by Headway’s maker. This comparison uses published product information checked on . We have not claimed hands-on testing of Moneyhub.

What is the main difference between Headway and Moneyhub?

Moneyhub now presents services for financial institutions rather than an active personal budgeting app. Headway is a current consumer iPhone app built around manual records and a safe-to-spend plan.

Headway and Moneyhub at a glance
QuestionHeadwayMoneyhub
Best fitPeople who want a private manual plan on iPhone and can keep balances, purchases and commitments current themselves.Nobody choosing a new personal budgeting app: Moneyhub’s consumer service closed on 14 August 2026. Its current website serves business customers.
Bank connectionNot requiredThe former Moneyhub consumer app centred on connected financial accounts; that consumer service is no longer available.
Manual entrySupportedA current Moneyhub consumer manual-entry workflow is not available. Headway instead relies on records the user adds and maintains.
PlatformsiPhone and an optional temporary browser snapshotNo current consumer app. Moneyhub’s website now describes business data and payment services.
PriceSee Headway’s current pricing pageThere is no current Moneyhub consumer subscription to compare because the personal app has closed.
TrialNot required to use the free versionNo current consumer trial is available.

Who is Headway best for?

People who want a private manual plan on iPhone and can keep balances, purchases and commitments current themselves.

Who is Moneyhub best for?

Nobody choosing a new personal budgeting app: Moneyhub’s consumer service closed on 14 August 2026. Its current website serves business customers.

How do bank connections and manual entry compare?

The former Moneyhub consumer app centred on connected financial accounts; that consumer service is no longer available. A current Moneyhub consumer manual-entry workflow is not available. Headway instead relies on records the user adds and maintains.

How do pricing and trials compare?

There is no current Moneyhub consumer subscription to compare because the personal app has closed. No current consumer trial is available.

How do privacy and data handling compare?

The products now have different data models: Headway’s core budgeting records remain on the iPhone, while Moneyhub’s current privacy policy relates to its continuing business and platform services. Former users should rely on Moneyhub’s closure communications for historic account handling.

What are the important limitations?

Headway does not replace Moneyhub’s automatic multi-account aggregation. Anyone who needs live feeds across institutions should compare active Open Banking services instead.

Sources and verification

Moneyhub’s current business website, Moneyhub privacy policy, Money to the Masses UK budgeting-app guide. Pricing, features and availability can change; follow the linked provider pages before choosing.

Compare more budgeting apps, read what to check in a private budget app, or try the safe-to-spend calculator.

Safe-to-spend example: £1,200 available minus £600 bills, £150 buffer and £100 goal contribution leaves £350, or £25 a day for 14 days.
An illustrative planning example, not a forecast or a guarantee.

Check the workflow before choosing

Try one full pay cycle with a starting balance, upcoming bills and a goal. Record a purchase, then check whether you understand the changed spending estimate. Headway’s screenshot uses demonstration data and does not show another app’s interface.

Headway Focus combines goals and a daily spending guide.
Headway Focus combines goals and a daily spending guide. Demonstration data from Headway on iPhone; appearance can be customised.

Read the safe-to-spend method, check the privacy checklist and explore Headway’s iPhone workflow.

Comparisons are written by Headway’s maker from current product information, not independent reviews.

Questions and answers

Does Headway require a bank connection?

No. Headway supports manual budgeting without a required bank connection.

Was Moneyhub tested hands-on for this comparison?

No. The Moneyhub information comes from the cited published sources checked on 2026-11-03.