About Headway

A private, practical way to plan your money.

Headway is an independent iPhone budget app made by NJoy Consulting. It helps people plan spending, bills, savings goals and safe-to-spend money without linking a bank account.

What Headway does

Headway is designed around the information you choose to enter. You can plan income, expenses, upcoming payments, debts and goals, then use that picture to decide what is safe to spend.

Who makes it

Headway is made by NJoy Consulting. It is not a bank, financial adviser or regulated financial service. It does not provide investment, tax or financial advice.

Privacy by design

The planned app is local-first and does not require a bank connection. Read the privacy policy or contact Headway with a question.