Free budgeting tools
Free budgeting tools and calculators
Useful answers, without an account.
Work out your take-home pay, plan a monthly budget, see what is safe to spend, review subscription costs, reach a savings goal or find useful places nearby.
Your figures stay in your browserTake-home pay calculator
See your monthly pay after tax, NI, pension and student loans, then build a budget from it.
Work out take-home pay →Plan the monthBudget planner
Add income and expenses to see what you have left.
Open planner →Reach paydaySafe-to-spend calculator
Protect bills and essentials, then see what is genuinely flexible.
Check what is safe →Find the real costSubscription cost calculator
Turn monthly and annual subscriptions into one clear total.
Review subscriptions →Make a target manageableSavings calculator
See the monthly and weekly amount needed to reach your date, with optional interest.
Plan a goal →Stretch your moneyExplore nearby
Find food support, community fridges, repair cafes and libraries near a postcode.
Explore places →Take your plan with you.
Keep budgets, bills and goals together
Private, practical and fairly priced